Table of contents

  1. Front Matter
    Pages i-vi
  2. Technological Innovations and Insurance

    1. Front Matter
      Pages 1-1
    2. Viktoria Chatzara
      Pages 3-25 Open Access
    3. Alkistis Christofilou, Viktoria Chatzara
      Pages 49-81
  3. Insurance Contracts in a Digitalized World

  4. Cyber Insurance, Robots

  5. Autonomous Vehicles and Transportation

About this book


This Volume of the AIDA Europe Research Series on Insurance Law and Regulation explores the key trends in InsurTech and the potential legal and regulatory issues that accompany them. There is a proliferation of ideas and concepts within InsurTech that will fundamentally change the market in the next few years. These innovations have the potential to change the way the insurance industry works and alter the relationships between customers and insurers, resulting in insurance products that are more closely aligned to individual preferences and priced more appropriately to the risk. Increasing use of technology in the insurance sector is having both a disruptive and transformative impact on areas including product development, distribution, modelling, underwriting and claims and administration practice. The result is a new industry, known as InsurTech. But while the insurance market looks to technology for greater efficiency, regulators are beginning to raise concerns about managing potential risks.

The first part of the book examines technological innovations relevant for insurance, such as FinTech, InsurTech, Sharing Economy, and the Internet of Things. The second part then gathers contributions on insurance contract law in a digitalized world, while the third part focuses on cyber insurance and robots. Last but not least, the fourth part of the book discusses legal and ethical questions regarding autonomous vehicles and transportation, including the shipping industry, as well as their impact on the insurance sector and civil liability. Written by legal scholars and practitioners, the book offers international, comparative and European perspectives.

The Chapters "FinTech, InsurTech and the Regulators" by Viktoria Chatzara, "Smart Contracts in Insurance. A Law and Futurology Perspective" by Angelo Borselli and "Room for Compulsory Product Liability Insurance in the European Union for Smart Robots?” by Aysegul Bugra are available open access under a CC BY 4.0 license at


Insurance Regulation Financial Services Insurance Law International Association of Insurance Law AIDA Insurance Market Insurance Contract Law Artificial Intelligence Internet of Things FinTech InsurTech Sharing Economy Autonomous Vehicles Civil Liability Blockchain Technology Smart Cars Cloud Computing Big Data Smart Contracts Insurance Products

Editors and affiliations

  • Pierpaolo Marano
    • 1
  • Kyriaki Noussia
    • 2
  1. 1.Department of Legal StudiesCatholic University of the Sacred HeartMilanoItaly
  2. 2.Law SchoolUniversity of ExeterExeterUK

Bibliographic information

Industry Sectors
Finance, Business & Banking