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Indebtedness in Early Adulthood

Causes and Remedies

  • Jeanette Carlsson Hauff
  • Tommy Gärling
  • Ted Lindblom
Book

Table of contents

  1. Front Matter
    Pages i-xvii
  2. Introduction to Young Adults’ Indebtedness

    1. Front Matter
      Pages 1-1
    2. Jeanette Carlsson Hauff, Tommy Gärling, Ted Lindblom
      Pages 3-20
    3. Viktor Elliot, Ted Lindblom
      Pages 21-48
    4. Jeanette Carlsson Hauff, Ted Lindblom, Jonas Nilsson
      Pages 49-61
  3. Psychological Factors Explaining Young Adults’ Indebtedness

    1. Front Matter
      Pages 63-63
    2. Amelie Gamble, Tommy Gärling, Patrik Michaelsen
      Pages 65-87
    3. Amelie Gamble, Tommy Gärling, Patrik Michaelsen
      Pages 89-108
  4. Financial Information and Young Adults’ Borrowing Decisions

    1. Front Matter
      Pages 109-109
    2. Jonas Nilsson, Jeanette Carlsson Hauff
      Pages 111-128
    3. Anders Carlander, Jeanette Carlsson Hauff
      Pages 129-149
  5. Legislator Tools and Possibilities for Healthy Lending

    1. Front Matter
      Pages 151-151
    2. Viktor Elliot, Ted Lindblom
      Pages 153-175
  6. Back Matter
    Pages 177-187

About this book

Introduction

This book reviews problems with credit use and causes of indebtedness among young adults, while uncovering possibilities to encourage a healthier attitude towards loans in this segment of the population. Both consumption loans and mortgages are covered in order to adequately represent real-world credit use by young people about to enter adulthood. It focuses on three distinctive actors: the legislative authorities, the financial institution, most commonly a bank, and finally the individual borrower. More specifically, the book discusses the functioning of these three entities in the context of young adults borrowing behaviour, and would appeal to academics, researchers and students of financial institutions and banking.


Keywords

Household indebtedness Debt Loan market Loans financial literacy financial scarcity borrowing financial regulation credit card debt

Editors and affiliations

  • Jeanette Carlsson Hauff
    • 1
  • Tommy Gärling
    • 2
  • Ted Lindblom
    • 3
  1. 1.School of Business, Economics and LawUniversity of GothenburgGöteborgSweden
  2. 2.School of Business, Economics and LawUniversity of GothenburgGöteborgSweden
  3. 3.School of Business, Economics and LawUniversity of GothenburgGöteborgSweden

Bibliographic information

  • DOI https://doi.org/10.1007/978-3-030-13996-4
  • Copyright Information The Editor(s) (if applicable) and The Author(s), under exclusive licence to Springer Nature Switzerland AG 2019
  • Publisher Name Palgrave Macmillan, Cham
  • eBook Packages Economics and Finance
  • Print ISBN 978-3-030-13995-7
  • Online ISBN 978-3-030-13996-4
  • Buy this book on publisher's site
Industry Sectors
Finance, Business & Banking