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Table 8 Ratio of NPLs to gross loans—an international comparison.

From: Bank lending and loan quality: an emerging economy perspective

Country 2000 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015
Advanced economies             
Australia 0.5 0.6 0.6 0.6 1.3 2.0 2.1 2.0 1.8 1.5 1.1 1.0
Belgium 2.8 2.0 1.3 1.2 1.7 3.1 2.8 3.3 3.8 4.3 4.1 4.0
Canada 1.3 0.5 0.4 0.4 0.8 1.3 1.2 0.8 0.7 0.6 0.5 0.5
France 5.0 3.5 3.0 2.7 2.9 4.0 3.8 4.3 4.3 4.5 4.2
Germany 4.7 4.1 3.4 2.7 2.9 3.3 3.2 3.0 2.9 2.7 2.3
Greece 12.3 6.3 5.4 4.6 5.1 7.0 9.1 14.4 23.3 31.9 34.3 34.4
Italy 7.8 7.0 6.6 5.8 6.3 9.4 10.0 11.7 13.7 16.5 17.3
Japan 5.3 1.8 1.8 1.5 1.4 2.4 2.5 2.4 2.4 2.3 1.9 1.6
Spain 1.2 0.8 0.7 0.9 2.8 4.1 4.7 6.0 7.5 9.4 8.5 7.0
United Kingdom 2.5 1.0 0.9 0.9 1.6 3.5 4.0 4.0 3.6 3.1 1.8
United States 1.1 0.7 0.8 1.4 3.0 5.0 4.4 3.8 3.3 2.5 2.0 1.7
Emerging economies             
Argentina 16.0 5.2 4.5 3.2 2.7 3.5 2.1 1.4 1.7 1.7 2.0 1.9
Brazil 8.3 3.5 3.5 3.0 3.1 4.2 3.1 3.5 3.4 2.9 2.9 3.1
Chile 1.7 0.9 0.7 0.8 1.0 2.9 2.7 2.3 2.2 2.1 2.1 2.0
China 22.4 8.6 7.1 6.2 2.4 1.6 1.1 1.0 1.0 1.0 1.2
India 12.8 5.2 3.5 2.7 2.4 2.2 2.4 2.7 3.4 4.0 4.3 4.3
Malaysia 15.4 9.4 8.5 6.5 4.8 3.6 3.4 2.7 2.0 1.8 1.6 1.6
Russian Federation 7.7 2.6 2.4 2.5 3.8 9.5 8.2 6.6 6.0 6.0 6.7 7.4
South Africa 4.3 1.8 1.1 1.4 3.9 5.9 5.8 4.7 4.0 3.6 3.3 3.2
Thailand 17.7 9.1 8.1 7.9 5.7 5.2 3.9 2.9 2.4 2.3 2.5 2.5
  1. Data for India are as reported in the World Bank database to maintain comparability with other countries and hence may not exactly match with those reported elsewhere in the paper taken from the supervisory returns of the RBI