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Wuhan University Journal of Natural Sciences

, Volume 10, Issue 5, pp 887–891 | Cite as

Panel random analysis of credit risk in business

  • Liu Wei
  • Zhou Yue-mei
  • Zhou Ke
Article
  • 56 Downloads

Abstract

Market economy is a kind of credit economy. The survival and development of an individual in the society are closely related with his credit. Without credit, market economy can not continue, the society can hardly run in good order and good health. This paper defines the basic concept of trade credit risk with its manifestation and brings forward the basic mode quantitatively analyzing the credit risk. The data structure of informations is analyzed, the decomposition model of credit risk is structured and with the aid of statistical analysis, including regression analysis, analysis of variance, test of hypothesized, the description, classification, certification and confirmations of credit risk model are completed, then, we can describe and control the credit risk with the model to provide basis when building credit support system in today’s society.

Key words

credit risk model business 

CLC number

O 221. 6 

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Copyright information

© Springer 2005

Authors and Affiliations

  1. 1.Business SchoolWuhan UniversityWuhan, HubeiChina
  2. 2.Information SchoolZhongnan University of Economics and LawWuhan, HubeiChina

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