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Blätter der DGVFM

, Volume 7, Issue 2, pp 279–308 | Cite as

Änderungen von abgekürzten Kapitalversicherungen anomaler Risiken mit multiplikativer Übersterblichkeit

  • Georg Reichel
Article

Summary

On the assumption that the probability of death of an abnormal risk is subject to constant multiple extramortality the author gives the formulae for the risk premiums — with and without restitution at the end of the endowment period — and for the changes in the mathematical reserves arising from these risk premiums. He describes and formularises the problems resulting from changes in an endowment insurance concluded to cover an abnormal risk and thoroughly investigates the permanent shortening of the term of assurance by means of supplemental premium reserve payments.

By way of example he shows that there is no need for changes in the risk premiums at least for certain graduated supplemental payments.

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Literaturverzeichnis

  1. [1]
    Geschäftsbericht 1962 des Bundesaufsichtsamtes für das Versicherungs- und Bausparwesen, S. 28.Google Scholar
  2. [2]
    H. Jecklin, Grundlagen und Technik der Behandlung erhöhter Risiken in der Lebensversicherung; Anhang inW. Saxer, Versicherungsmathematik II, Berlin-Göttingen-Heidelberg 1958.Google Scholar
  3. [3]
    G. Horstmann, Zur Systematik der technischen Änderungen eines Lebensversicherungsvertrages (vgl. diese Zeitschrift, Band VI, Heft 3 (Oktober 1963)) S. 371–375.Google Scholar

Copyright information

© DAV/DGVFM 1965

Authors and Affiliations

  • Georg Reichel
    • 1
  1. 1.Göttingen

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