, Volume 54, Issue 1, pp 53–58 | Cite as

Homebuyers, Liquidity Constraints and Private Market Solutions – European Best Practices

  • Michael VoigtländerEmail author
Housing Market


Even though the cost for owner-occupied homes fell sharply in the last years, homeownership rates in the EU remain sluggish. Sound economic policy would promote homeownership especially as rents are on the rise. Policies that facilitate schemes such as equity release options, housing saving plans and crowdlending seem promising. Low and temporary subsidies could jump-start private market solutions in those areas. Enabling many individuals to buy a home is sound, since individually-owned homes are a major driver of individual wealth accumulation. Moreover, higher homeownership rates can encourage growth.


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Copyright information

© ZBW and Springer-Verlag GmbH Germany, part of Springer Nature 2019

Authors and Affiliations

  1. 1.Finanz-und ImmobilienmärkteInstitut der deutschen Wirtschaft KölnKölnGermany

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